Today I want to talk to you about Florida RV Insurance Cost and Info Full-Time RV Living and who offers it.
What do you do for insuring your personal belongings?
I understand that insurance companies don’t want to cover full-time RV years no one talks about insurance.
You’re absolutely right and nobody talks about insurance.
Florida RV Insurance Cost and Info
And then I also called good Sam’s is foremost which were some recommendations from some of our viewers.
So we have comprehensive coverage, Collision, Personal effects, Roadside Assistance, and liability.
Some of the companies offered vanishing deductible other did not.
With collision coverage, this is going to cover you in the event that something collides with your RV.
Or your RV collides with something else.
So if a vehicle hits your RV or you hit another vehicle, that is where collision coverage is going to come in.
So in that event, if you were to sustain damages from something like that occurring and you had a $500 deductible.
You would pay for the first five hundred dollars worth of damages and then your insurance company would step in and pay anything in excess over that.
The comprehensive coverage will cover things that are more out of your control.
Such as Bad Weather, Hail Storms, Flooding, Fire, and animal running out in front of your vehicle and you hitting it that’s what comprehensive coverage is cover.
Example Contract I Read Excluded The Following:
Another thing you want to keep in mind with the comprehensive coverages.
It’s not going to cover things like rodent damage to your RV or are the heavyweight of snow on your RV, your tires blowing out.
Comprehensive coverage isn’t going to cover we’re in the care of the vehicle those are things that you’re all responsible for in the event that that happened.
Another covers that I had on with personal effects.
I got coverage up to $2,000, which means that $2,000 worth of our belongings inside the RV would be covered as far as our clothes, jewelry any kind of electronic equipment that we have inside the RV.
Were covered up to $2,000 worth.
Roadside assistance I got the coverage for up to $2,000.
This is going to cover you in the event that you break down have a flat, you need to be towed.
Something happens with your RV and you need to stay in a hotel for an extended period of time it’s going to help pay for the food and lodging.
Liability insurance when I call it around I got one hundred thousand, three hundred thousand.
Liability Coverage is going to cover anyone’s property or person while they’re on your RV lot.
So while you’re out camping if somebody’s kid ran through your a lot slipped and fell.
Then you would be able to cover their medical bills of up to $1000 per person or $3000 per occurrence.
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